An indoctrination trope is the “free speech” of sheep - people who have swallowed the kool-aid of modern “society”.
It is possible to have a society where corruption gets literally nipped in the bud. Why should we create such a society? Take this for example.
You remember the days when these products first came to market? I do. They were claiming it to be better than washing with soap and water. Well, they were wrong.
In a Copiosis economy, there is no insurance at all, of any kind, for anybody. This is because money cannot be transferred from one account to another.