In Copiosis, we don’t assign worth to people or positions.
No one decides what human behaviors are more desirable than others in Copiosis, except in the most general sense.
For the ordinary person, daily life in Copiosis is pretty much the same as now except that instead of being in debt one is on the "pay as you go" plan.
In a Copiosis economy, there is no insurance at all, of any kind, for anybody. This is because money cannot be transferred from one account to another.